We provide the capital, you manage the risk. Every objective and risk parameter, in plain English, with worked examples and the reasoning behind each rule. Pick a program to see exactly how it works.
The Profit Target is the net profit required to complete each evaluation phase: 7% of your initial starting balance in Phase 1, then 5% in Phase 2. All open trades must be closed for the target to register.
Example
On a $100,000 account, Phase 1 completes once your closed balance hits $107,000. Phase 2 then starts from a fresh $100,000 baseline and asks for 5% ($5,000) to reach the Funded stage.
Why it exists
The total distance to funding is the same 12% it has always been, but the harder half comes first, while your risk budget is untouched. Phase 2 asks for less precisely when most traders are carrying the pressure of a phase they have already paid for once.
02
Daily Loss Limit: 4% (Rollover Based)
Fixed once every 24 hours at the daily market rollover (5:00 PM EST). The system takes the higher of your closed Balance and floating Equity at 5:00 PM EST, then sets a static 4% equity floor below it for the next day. The floor does not trail upward with intra-day profits.
Example
At rollover your Balance is $101,000 but floating Equity is $102,000. The system locks $102,000 as the baseline. 4% = $4,080, so the floor for the coming day is $97,920. Drop below it before the next rollover and the account is breached.
Why it exists
A daily floor that resets only once a day gives you a clear, predictable risk budget instead of a moving target. At 4% that budget is the market median, wide enough to survive a normal losing session without ending your evaluation.
03
Max Loss: 10% (Static Drawdown)
Your Maximum Loss is completely static: permanently fixed at 10% below your initial starting balance. As your account grows the floor does not move, so every dollar you earn becomes additional room to work with.
Example
Start with $100,000 and the floor is fixed at $90,000. Grow the balance to $110,000 and the floor is still $90,000, a $20,000 cushion before any breach risk.
Why it exists
A static floor is the model experienced traders ask for, and 10% is room to actually trade a strategy rather than survive a single bad hour. Nothing about it trails, resets, or follows you upward, which means there is no rule to re-learn once you are profitable.
04
Minimum Trading Days: 3 Days of 0.5%
Log at least 3 individual trading days with a net profit of at least 0.5% of the starting balance per day. The days do not need to be consecutive.
This ensures profitability is distributed across multiple sessions, proving you can manage risk over time rather than relying on a single volatile position.
05
Time Limit: Unlimited
There is no calendar deadline or expiration on your evaluation phases. Your account stays active indefinitely as long as you respect the daily and maximum loss limits.
Example
Take 3 days, 3 weeks, or 3 months to hit the 7% and 5% targets. 100x.club will never rush your process.
Why it exists
Removing time limits eliminates artificial stress, which typically induces over-leveraging and emotional errors. We value high-probability setups over rushed trading.
06
Leverage: Up to 1:100 (FX)
Leverage lets you control larger positions with a smaller capital layout. Limits by asset class: Forex 1:100, Metals 1:30, Indices 1:30, Energy 1:20, Crypto 1:2. These may adjust during extreme volatility; formal notifications will be distributed.
Example
With 1:100 leverage on FX, a $1,000 margin allocation lets you open a position worth up to $100,000 in nominal value.
07
Consistency Rule: None in Challenge / 20% in Funded
No consistency rule applies during Phase 1 and Phase 2. Once you are funded, a 20% Consistency Score activates: no single trading day may account for more than 20% of your total net profit in a payout cycle. Score = (Best Day P&L / Total P&L) × 100.
Example
You generate $10,000 of net profit with a best single day of $1,800. Your score is 18%, under the 20% limit, so you are eligible. A $2,500 best day would score 25% and hold the payout back.
Good to know
Exceeding 20% does NOT breach your account and never costs you your funding. It means the payout waits. Keep trading normally: every additional profitable day lowers the score, and the payout unlocks itself.
Why it exists
On a live funded account the firm carries the financial risk. We are looking for traders who treat trading as a business with steady, repeatable returns, not for one unrepeatable home run.
08
News Trading: Allowed in Evaluation, Restricted When Funded
During Phase 1 and Phase 2 you may trade the news freely, with no restriction at all. Once funded, one restriction applies: you may not OPEN a new position in the window from 5 minutes before to 5 minutes after a high-impact release (NFP, FOMC, CPI). Holding a position you already had through the release is allowed, and so is closing one.
Example
CPI is released at 8:30 AM EST. On a funded account you cannot open a new trade between 8:25 and 8:35 AM EST. A position you opened at 8:00 can stay open, and you may close it whenever you choose.
Good to know
If a trade is opened inside the restricted window, the profit from that trade is not counted toward your payout. That is the whole consequence: no breach, no lost account, no reduced profit split.
Why it exists
During evaluation you are trading our test, not our capital, so there is nothing to protect you from. Once real money is behind you, the only thing we ask is that you do not build your payout out of the ten most chaotic minutes of the month.
09
Profit Split: 80% (95% with Add-On)
Once funded, you keep a baseline 80% of all net profits; the firm retains 20%. A "95% Profit Split Add-On" at evaluation checkout permanently increases your share to 95% once funded.
Example
You make $10,000 of profit. Standard: $8,000 to you. With the 95% Add-On: $9,500 to you.
10
Payout Frequency: Every 10 Days
Profits are eligible for withdrawal every 10 calendar days, counted from your first live trade and then from each approved payout. An "On-Demand Payout Add-On" at checkout removes the wait entirely: request a payout whenever you want.
Example
A first live trade on the 1st makes you eligible on the 11th. With the On-Demand Add-On there is no waiting period at all: request a payout whenever you like, as long as you meet the payout rules.
Good to know
There is no minimum profit requirement and no minimum withdrawal amount. The On-Demand Add-On removes the waiting period, not the rules: the Consistency Score and the first-payout caps still apply.
11
First Payout Caps: 6% on Your First Two Payouts
Your first two payouts are each capped at 6% of your account size. From the third payout onward there is no cap at all. Only approved payouts advance the count, so a request that is rejected or cancelled does not use one up.
Example
On a $100,000 account with $9,000 of available profit, your first payout may be up to $6,000. The remaining $3,000 stays in the account and is yours to withdraw on a later payout. Your second payout is capped at $6,000 as well. From the third, you may withdraw everything available.
Why it exists
The cap applies twice and then disappears for good. It exists so that the account you are funded on is a trading account rather than a one-shot ticket, and it costs a consistent trader nothing: the money is not lost, only scheduled.
12
Overnight / Overweekend: Allowed
You may keep trades open through the nightly close and across weekends without forced liquidations. Holding positions incurs standard rollover/swap fees, factor these into swing positions.
Example
Open a EURUSD swing trade Thursday and hold it until the following Tuesday: it stays open, but your balance/equity is debited or credited standard swap fees each night at market close.
Ready to trade the 2-Step program?
You know the objectives, now put them to work with real capital.