We provide the capital, you manage the risk. Every objective and risk parameter, in plain English, with worked examples and the reasoning behind each rule. Pick a program to see exactly how it works.
There is no evaluation stage or prerequisite target to unlock funding, you start trading a funded account immediately. There is also no maximum cap on the profit you can generate and withdraw.
Why it exists
The Instant Funding model bypasses the audition entirely for experienced traders with a verified edge who want to put capital to work without operational delay.
02
Daily Loss Limit: 4% (Rollover Based)
Calculated once every 24 hours at market rollover (5:00 PM EST). The system captures the highest value between your closed balance and floating equity at 5:00 PM EST and locks a static 4% risk budget below it for the upcoming day.
Example
At 5:00 PM EST your balance is $100,000 with no open positions. 4% = $4,000, so your equity floor for the next day is $96,000. Fall below it before the next rollover and the account is breached.
Why it exists
A once-a-day floor gives a clear, predictable risk budget — the same 4% standard as every 100X program — with institutional-standard draw parameters.
03
Max Loss: 8% (Trailing Equity Based)
A dynamic trailing maximum loss based on your highest recorded floating equity. The floor trails upward in real time exactly 8% below your highest equity watermark, it does not wait for positions to close.
Example
Start with $100,000; the initial floor is $92,000. Your floating equity surges to $105,000 before reversing, the moment it hits $105,000, your new permanent floor trails up to $96,600. Drop below $96,600 and the account is instantly breached.
Why it exists
Because capital is deployed directly without a trial period, a Trailing Equity mechanic gives the firm aggressive real-time protection against sudden intra-day volatility and heavy over-exposure on open positions.
04
Time Limit: Unlimited
There is no calendar deadline or expiration on your funded account. It stays active indefinitely as long as you do not violate the daily or maximum loss limits.
Example
Trade actively this week or wait weeks for the right setup, the system never closes the account under artificial time pressure.
Why it exists
Forcing traders to hit targets under tight deadlines induces stress and over-leveraging. By removing the time limit, 100x.club encourages relaxed, patient, controlled execution based purely on high-probability setups.
05
Leverage: Up to 1:100 (FX)
Leverage lets you control larger positions with a smaller capital layout. Limits by asset class: Forex 1:100, Metals 1:30, Indices 1:30, Energy 1:20, Crypto 1:2. These may adjust during extreme volatility; formal notifications will be distributed.
Example
With 1:100 leverage on FX, a $1,000 margin allocation lets you open a position worth up to $100,000 in nominal value.
06
Consistency Rule: 20% Max Score
A strict 20% Consistency Score applies across withdrawal cycles: no single trading day can generate more than 20% of your total cumulative net profits for that payout period. Score = (Best Day P&L / Total P&L) × 100.
Example
You generate $10,000 net profit with a best day of $1,800, a score of 18%, which passes. A $2,500 best day would be 25%, violating the 20% threshold.
Good to know
Exceeding 20% does NOT breach your account, your payout request is simply held. Keep trading normally and log additional profitable sessions to re-balance your profit metrics and unlock the payout.
Why it exists
Instant funding requires tight professional synchronization. A 20% metric ensures traders run a systematic business model and prevents erratic compounding behaviour on immediate live accounts.
07
News Trading: Allowed
News trading is fully permitted on Instant Funding with no restricted window at all — including on the funded account. Challenge programs allow news freely during the evaluation too, but once funded they cannot OPEN a position within 5 minutes of a high-impact release; Instant has no such window.
Why it exists
Maximizes strategy freedom for advanced algorithmic or macro traders who use data events as core liquidity pillars in their models.
08
Payout Frequency: Instant Withdrawal
Profits are eligible for withdrawal immediately as they are locked in — there is no payout cycle at all, so nothing to wait out before initiating a transfer.
Why it exists
A high-velocity feedback loop for professional capital managers, allowing rapid monetization of active market performance.
09
Payout Lock: Yes
Applies specifically after your first successful funded payout. At that moment your drawdown locks permanently at the initial starting balance. To avoid an accidental breach, keep a cash buffer in the account rather than withdrawing 100% of available profits.
Example
On a $100,000 account you grow to $106,000; your floor is trailed to $100,000. Withdraw the full $6,000 and your balance drops back to exactly $100,000, also your locked floor, so any subsequent loss breaches the account. Withdraw only $4,000 and your balance is $102,000 with the floor at $100,000: a safe $2,000 buffer.
Why it exists
This rewards consistent traders by stopping the trailing mechanic and removing the "moving target". It provides a static, permanent shield at the starting baseline so future payouts operate from a stable, transparent foundation.
Ready to trade the Instant Funding program?
You know the objectives, now put them to work with real capital.